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In 1999 I was the caretaker of a horse farm and also working at a veterinary clinic as an asst. A few nights a week I also worked for a cleaning company which cleaned and maintained state buildings and banks. During this time and prior I worked in counseling and ministry helping others were could. This led me to the purchase of property, which I was hoping would be something to help continue ministry work. My fiancé and I ended up being persuaded into buying the unique Vermont Motel and Gift Shop. People including my fiancé, farmers and everyone else that heard John McKay was involved, warned me against it. He’s the known crook of the town swindling millions of dollars fraudulently from people for deals of used cars to property or anything else someone wanted. In fact he has a criminal record and sever mental health record of unstableness. August through December of 1999 we put down $10,000.00 dollars, plus $1000.00 a month, plus another $15,000.00 (at years end) to seal the deal of a purchase option. Unknown at the time McKay just swindled this property from his sister Marlis McKay-Dunkin the same month we bought it-he took it from her. It was her inheritance-she did not want to lose it but was intimidated by him and forced out with her family because of dept he put her and her family in. In 2000 McKay reneged on this contract and wanted to go a year at $1000 a month closing at the end of 2000 August! Without fault we also paid this $1000 a month! From August 1999 to August 2000 we gave the downs of $10,000 plus $15,000 plus $1000 per month for the twelve months. Totaling $37,000.00! This did not count vehicles also bought from him and paid for in full during this same time. One Geo Prism for $5000 cash, one Cameo paid for $4000 and one jeep paid for at 4000. This did not count his interest. All receipts and accountants prove this to be precise and accurate. This adds another $13,000.00. *Point...in one year 1999-2000 we paid McKay $50,000.00 minimum. We were clear on wanting to close on the property which we managed very well putting much needed repairs labor and upgrades into our home and business. Filling the gift shop with inventory merchandise and the motel with guesses. We did good for others and ourselves. We established excellent relations with both the costumers to regular guess’s. Also with the community. No complaint but only complements. As a family we loved our first home, property, two businesses’ and life in general. With three cats and a dog a son and daughter which was born there, our dream was the American dream 100%. With the Business & Motel we were able to help others including the homeless. This in fact became known to the local churches and shelters including Human & Rehabilitation services CEO Judith Hayworth (not sure of the spelling?). She had taken off her busy schedule and came down to have lunch and left me with an open proposal for whatever funding I may need to continue my work in the community. We were known as a good and caring family. Hard workers and always willing to help others. I was planning to build a small help center/church and a soup kitchen on the property. In August 2000 and a year without fault, having much accomplished from credit accounts, bookings in advance the property painted and practically restored. McKay was getting strange-he still would not close on the property yet, He said for tax purposes. We did not know he was a major tax fraud. We just wanted to close on the property and finalize everything. McKay was very persuasive and intimidating-convincing us to not close for another 6 months-at least wait until after taxes he said. By being persuasive and intimidating-what I mean is he would clearly threaten us. I’ll rune you, I’ll take everything you own, I’ll rune your credit. I’ll close you down. All we wanted to do was buy the property! So we ended up paying another $1000.00 a month, which was to go towards the original purchase price at closing. **The purchase price was $130,000.00! As documentation, accountants and witnesses prove without doubt this is precise and accurate. This was for 3.5 acres of land including all buildings, furniture, appliances, equipment, inventory, pluming etc. (This was all paid for). By the end of 1999 contracts, receipts and accountants show the price now down to $105,000.00! Although it should have been $93,000, (37 thousand paid on the 130 thousand. So MacKay already profited by twelve(12) thousand dollars the first year! By August of 2000 we should have had plenty of equity, credit and value! Most of what we purchased was paid directly and even ahead of time. Our Store inventory was insured for 15,000 dollars and our home, vehicles, assets and belongings was more then twice that! McKay was now starting to
change figures; the amount of property was changing by an acre of land and a
building. He was now harassing us non-stop! Practically forcing us to fail. It
was like a game to him. He charged us for two vehicles we did not even want or
own he said there ours and actually put them on our property! He started
harassing our insurance company and the fire inspectors, which all gave us a
good inspection. But it was his way of intimidating, threatening, harassing
and pressuring us. He not only did this to us but my tenants, customers and
even my mother in By August 2001 we just wanted done with McKay and a final legal closing on the property! He became extremely upset when we hired an attorney. His harassment only worsened. Amy- my fiancé then, stated she was in fear of our property burning down even with her and our children in it! One time, like a cruel joke, we found a dead raccoon in our BBQ grill! Our family loves to barbeque and McKay knew this. Amy and our children discovered this and at first thought it was one of our cats. They were scared. McKay knew we were a family that deeply had a love for animals and the environment. McKay admitted to doing this. Around that same time our family dog, a large Chesapeake bay retriever, was hit and killed by a black SUV exactly like the one McKay owned at the time. People witnessed this and the size of the dog the driver had to know they hit it-but kept going. I know McKay killed our family pet! Now McKay was also sending strangers to the motel and shop purposely-causing trouble and harassment to our tenets and us. All this time we still kept up all payments of over $1000 a month to him, Without fault. As our accountants put it, which were some of the best, we paid McKay twice. They also showed not only did we pay too much in taxes but our value to be above $224,000.00 for a minimum! May 2001 we hired a property attorney and accountant Joan Adler. Wanting to close on the property. By now having invested well over 60 to 70 thousand to McKay alone and even more into the property in less then 2 years, (Aug 1999-June 2001). Now our attorney was being clearly intimidated, pressured and harassed by McKay and his attorneys. She immediately seen major accounting errors of McKay’s. This significantly made him mad and furious when questioned! Even threatening that he wont sell to use unless we just give him more money down and sign the paperwork the way he wants period. That’s just the way it is. Or lose everything and get out. That is how he talked and treated the attorney, do what he demands or else! The attorney was becoming a nervous wreck in this matter and wanted to quit-she did not want nothing to do with this. She said do not do business ever again with him or were in trouble. Also going on to say soon as you close get another mortgage and away from McKay or he will take it from you! She did not even want us all in the same room together at closing it was so heated, pressured etc. McKay’s presents alone was anger and evil! All we wanted to do was close. It was suppose to be a celebrated moment not troublesome. Everything kept changing now, it was crazy. McKay wanted more down. He was subtracting an acre plus a rental building on the property. This changed the entire taxes, value etc. But not the price! My lawyer just wanted out of it all it was a constant nightmare for her. She ended up going to the states attorney *Dan Davis stating her clients are being harassed etc and wants to protect themselves and file charges. He told her the charges would not stick and would just be thrown out-there is nothing we can do! We were discovering McKay was well connected with such officials like state attorneys, police and judges in such a small town. Some owed him favors! This is also public knowledge everyone knows it is true. At this time McKay stopped by our house while I was working up the mountain on the farm and told Amy (my fiancé) that he knows how to get rid of me if he wants. He clearly meant if he plants a gun on me or catches me hunting with my son whom has a 22 riffle. He knew I was a felon and used it against me every chance he got. McKay is known to have very many guns! He buys them from anyone. *Its important to note that there are many witnesses to all of this and McKay’s bad acts towards my family and self as well as others. Many people are scared of his way with the court system though and say just that! We officially closed on the property at the end of June 2001! By now we even gave more down on the property. Plus seemed to lose an acre and a building! Not only this but we re-paid for our own inventory and things. Giving another $17,000.00 down at the closing plus taxes etc. In July the attorney Joan Adler called back and said. McKay made a mistake and now also wants a 15-year balloon! I said no I’m done. The attorney said that if we don’t he is threatening to take our business signs down with a chain saw. We already understood the police, state attorney and courts let him do what he wants. So we felt no choice in the matter! The harassment did not stop there! He still wanted our property! By October-November 2001 he threatened default and foreclosure. All of this was retarded. We were not aware this was how he made his living selling you something then taking your money and property. Then in December-Jan 2002 McKay put a trespassing order on us so that we could not contact him in anyway. He refused our payment and said mail the mortgage. All along putting us in default for being late with only one payment of $800.00 dollars! The previous lawyer Joan Adler was to stress out and wouldn’t get involved! I hired Buckley and Hardy plus Franz Frechette. Also a real-estate agent and 3 accounts! The attorneys went into court with affirmative defenses. They seen all documents, accounting, McKay’s fraud etc. Every attorney we talked to heard that McKay does this to people-they even seemed eager to take the case but said McKay’s pockets and connections are deep! We had all the receipts, accounting, witnesses and proofs we needed to show McKay’s fraudulent intents. The attorneys said we might have to open escrow later but at this point it looks like McKay owes us! After all he was receiving rent from a building on our land that we also paid taxes on and clearly we had no problems paying bills. This is all the same thing the accountants said! The attorneys had court and trial dates set. June 14, 2002
they made an appearance with out my appearance, they said I did not have to
show. I was confused but said okay. Then a month latter the attorneys called
and said I have a court date on Note: In-between all this I had a major car accident. In the hospital VSP gave me 5, (not 2 or 3) but 5 breathalyzers which I passed! They were frustrated then and gave me a blood test, a DWI and drove me home! On September 3, 2002 we were all of a sudden ordered in court, seen by anther judge Wesley which would not listen to anything I said-even though I told him reviewing the transcripts will prove the last hearing was in our favor etc. He even said he did not care about any orders or rulings; it’s his courtroom now! He reversed judge Norton’s order overriding it and instead of December 2002 he said a final ruling would be held within 30 days. Come back ready or not October 1 2002! I wanted at least the benefit of a lawyer or time to get one-but he did not care. Latter we found out this judge use to be McKay’s lawyer. And would do anything for him! On October 1 2002 we had a flat tire on the way to court with a leased car, called the car agency and court to say what happened. The clerk said they don’t care we must be there! I said we will soon as possible and if they want to verify just send a sheriff. We got to court late with a donut on car the judge seen us but the clerk said its to late you should go pack up. The judge ruled in favor of McKay and a 10-day writ of possession. I was very confused at the meaning even and did not get any answers besides pack up and get out in 10 days! Note: on October 7, 2002 while driving home with my family I noticed McKay at his car lot. I simply pulled over and asked if we could talk. He yelled and wanted to shot me, call the cops and other aggravation. I just wanted to know if he can settle down and resolve this even offering $5000.00 dollars to let my family stay in there home just through the holidays even suggesting just for Amy and the kids. He just wanted us out! Cussing and rambling on. It just was not human to even treat another person this way let alone women and children. That is John McKay! The police came and asked if I talked to McKay I said yes and was arrested for trespassing. He also said I threatened him which was a lie! He asked me to leave, I did. The police asked if I went there I said yes! But I was originally invited. This was eventfully dismissed! This was practically impossible! We had a gift shop full of inventory a 2-story barn full of equipment, tools etc., and a home full of appliances, antiques and personal belongings. As well as a 6 room motel full of furniture and belongs and tenets! We just lost our home, property, income, belongings and family pets. Left as homeless and broke! There were no words for this harm! Besides all we paid McKay, the lawyer’s bills etc. we were totally broke and penniless! McKay knew this and did it with much purpose and intent! We should have had plenty of equity, our last value on taxes was over $224,000.00. We clearly had the potential to sell the property and had over 30 interested buyers listed on ebay to the newspaper and a real-estate company. We did all possible to do what was right. McKay did all possible to harm, and the courts helped his fraudulent intents! Our lawyer and real estate agent offered my family and self to move in with them which was admirable! They were witnesses to all this and seen the wrongs. We moved in with our attorney Franz Frechette. Before we left our home, our insurance agent, attorney, and the police seen what all we had to leave! That day was October 22, 2002. My 2 children, fiancé and self were lost. Our most personal belongings were even left. We mostly only cared to get our needs. The children’s things and our clothes. The children were scared and confused and so was my Amy! We then lastly hired another attorney Margo Stone which after reviewing all the facts and documentation for 2 hours put in an immediate appeal. This was denied. She was happy we came her way on the phone the secretary said we love you we just heard McKay did this to someone else. They even said they know who McKay is and know he is a crook a liar and a snake. They then brought a baby in and said they just rescued the baby from John McKay! On November 17, 2002 Sunday. One week before Thanksgiving I was driving to Bill Millers house, also our real-estate agent. I notice McKay plowing. I did a U-Turn pulled along side the road and cracked my window slightly because it was pouring down heavy rain. I only asked if we could talk. He got crazy again yelling at me then continued plowing then came at me trying to plow into me! He latter said he was even going to go get his gun. I just sat kind of stunned and assumed he must have been drunk again or on drugs. He took off down the road. My lights did not work and I had to get home before dark. So I went the same way, which was the only way and was behind him. I did not follow at a high rate of speed but a normal rate. Going down route 9, I was coming to Sunset Lake road and called on my cell phone Carl Chamberlain. I asked him if he ate dinner yet and if so I'm coming up towards his road and can swing by for a chat and a cocktail He said come on up. I worked for him often from cutting wood and other chores. I did notice at this same time McKay was also on a cell phone. I saw his hand to his ear. He seemed to be going home. He is never out normally on a Sunday evening. With the rain and it getting dark I thought Id just head home and call Carl then telling him why. I do remember telling him if I came up I cant stay long because I had no lights. This section is incomplete... |
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